Member Convenience Services

Whether by phone, fax, electronic service or in person, you'll find doing business with Northwest Navigation Federal Credit Union is quick and easy. Consider how the following services can make your life just a little bit easier:

  • Free Checking
  • Direct Deposit & Payroll Deposit
  • MasterCard Cash Card
  • And much, much more...

Free Checking
At Northwest Navigation Federal Credit Union , our checking account is an exceptional value. It's FREE! Sometimes called a "Share Draft" account, you'll find a Northwest Navigation Federal Credit Union checking account flexible, easy to use, and without the added fees that most financial institutions charge.

  • No monthly service fees.
  • No minimum monthly balance requirement.
  • Unlimited check writing (no per-check fees).
  • Monthly statements for easy balancing.
  • Personal check orders - a wide variety of low cost duplicate checks.
  • MasterCard Cash Card - a MasterCard card which automatically debits your checking account and can be used to make checking account withdrawals from cash machines on the MasterCard network worldwide.
  • Overdraft protection - automatic transfers from your NWNFCU savings account.
  • Add Direct Deposit or Payroll Deduction.

Sign up to have your paycheck, retirement check or Social Security check deposited automatically into your account. You can also have a portion of your check sent for deposit or to make a loan payment through the convenience of Payroll Deduction. Almost all government and many other payroll checks qualify. Simply give us a call and we can tell you if your check is eligible to be direct deposited.

Checking Accounts Are Easy To Open
Just call us and we'll get you started. A $50.00 deposit is required to open a share draft account.

Direct Deposit and Payroll Deduction
Convenient, automatic and safe. Direct Deposit and Payroll Deduction is a smart and easy way to have your paycheck automatically deposited into any of your NWNFCU accounts.

Direct Deposit
Direct Deposit enables a payer to send your check directly to Northwest Navigatin Federal Credit Union where your funds are deposited into your accounts any way you choose. It's available to all members with employers participating in the program, and members who receive any type of regular government check.

If you receive a regular check from one of the following, you are elegible for Direct Deposit:

  • Tidewater
  • Shaver Transportation
  • Foss Maritime
  • Crowley Marine
  • Cascade General
  • Columbia River Pilots
  • Sause Brothers
  • Puget Sound Tug & Barge
  • Social Security
  • Most other Federal recurring payments

If you're not sure whether you qualify, please ask the payroll department representative at your company, or contact us at the credit union.

Payroll Deduction
Some people may choose to only send a portion of their paycheck to the credit union. Maybe you'd like to make a loan payment, or put some money into savings, the choice is yours.

MasterCard Cash Card
Our Visa Check Card allows you to use a plastic card when making purchases rather than writing a check. You can also use the card to withdraw cash from thousands of cash machines worldwide which display the MasterCard network logo.

There's Much More…
Money Orders, Travelers Checks, Cashiers Checks, NADA values for autos, credit life insurance and loan disability insurance, mail and phone transactions, Western Union Quick Cash, Free Notary Service, electronic tax filing and Toll Free (888) number.

 

  
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